Others have reported having very negative near-death experiences that sound identical to what many light beings have described in the way of being in limbo. In some cases, they appear to be rescued by the divine and placed back in their bodies, or somehow just mysteriously end up back in their body. Can one truly escape limbo by sheer luck, or is doing so always a function of karma, or through assistance by the divine or an interloper?

There is truly no such thing as luck. Everything happens as a consequence of the energies in motion that govern existence and how it proceeds, what it impinges with, and changes from moment to moment as a consequence. What you set in motion has a potential, and that potential will be realized unless something happens to change it. There are many rescues done for the hapless lost soul spirit because someone else is praying for them back within the physical plane. It could be someone in their hospital room holding their hand when their heart stops and fervently praying for God to save them and return them to their loved one. It could be divine grace granted as a consequence of a long-ago prayer by that person themselves before their faith became so tarnished they were ready to close the book on any possibility of divine existence. Perhaps even a prayer from childhood when for a time they were attending worship services and religious training and were inspired to make a number of prayers for future contingencies. That alone could make a difference, especially considering all past history and the karmic makeup of the individual. If that person does not have a huge history of negativity, it will be much more likely to have divine grace turn things around unexpectedly. This could even be done in response to the prayers of a third party, to save the non-believers, and what better time to do it when they are in the process of dying, have left the body, but the death could be reversed very readily if there were a request from them or someone speaking on their behalf. This is the power you have as a divine human, to be an advocate for others. It will count because each soul-based being has a standing with the divine and we always make an attempt to answer prayers for whatever reason by whomever is setting that in motion. There are no guarantees. Sometimes prayers are too little and too late for many, many reasons, but it is always a good idea. You can always be sure a rainy day will come, if only that last day of your life, when you will no longer have a body to live within. Prior prayer work requesting a safe passage back home can work wonders for you, even if you are in a state of unawareness, having been in a coma, for example, and perhaps have a ravaged brain from illness that will never again be able to mount a meaningful thought. You may have already saved yourself by having prayers on record that can be used as the fuel of intention from the human side to work on your behalf when you reach an endpoint that cannot be overcome through your own efforts in the moment.