Is there a coming banking crisis, as many have forecast because of the current large percentage of banks that are insolvent, looking at their balance sheets?

This is truly the case. You are living inside a house of cards, financially, and many have pointed this out again and again and again, that spending goes way beyond what is prudent, or even reckless, but has reached an extreme that is unconscionable, given the consequences that will be coming. Keep in mind, this has all happened not because of human ignorance or greed, or simply incompetent neglect of duty to be honest and provide meaningful feedback about ongoing issues and problems, this is arranged to happen by the interlopers, because this is what they want to happen. They want the world to go bankrupt, visibly and with a thud as things collapse, and never regain former glories because, as nation-states, most are tapped out, in over their heads with debt and geopolitical entanglements to tie them to one another. This creates a situation ripe for a domino effect, where the weakest link will crumble and begin to drag down others, and eventually, it will be a tidal wave that is unstoppable and crushing. This is a discrete goal of the Extraterrestrial Alliance. If they do withdraw for a time, they want to leave you not only impaired but struggling to survive, knowing it will only serve them by softening you up for the kill that is to come upon their return.