About 14 years ago when my Great Niece was a toddler, she fell out of the window on the 3rd floor of a resort hotel. She was found on the ground below only crying and was completely unharmed. Was this Divine intervention?

This indeed was divine intervention. What would normally kill anyone, including a young person with more pliable bones and ligaments because of their great elasticity at young ages, would still be fatal to a three-year-old regardless of this innate resiliency without a divine intervention to soften the landing and prevent physical damage as happened here. Because this was truly an accident and not a karmic event needed to restore balance through a debt repayment of some kind on the part of the young child or the caregivers responsible for oversight, a complete rescuing to result in no injury was allowable under the rules of engagement. This has prevented not only the loss of life here but karmic injury setting up those involved to have future struggles from having such a tragedy occur while on their watch. An additional aspect that is interesting about this event is that it was coordinated and orchestrated by dark spirit involvement to bring the tragedy about. This, too, was without a compelling karmic origin. It is a commonplace that most human beings are corrupted with these energies simply because they are out and about and need human energy to survive and will gain entry, and then cause their hosts to be corrupted and to suffer in order to ramp up the energy influx which they capitalize on to serve themselves. So this is a hazard and a danger to all in many unexpected ways. The causing of accidents is one of many, many things they do to drag down humanity.