Why is she struggling with her business endeavors, seemingly living in a force field repelling money?

This is a combination of negative karmic history and the spirit meddler attachment mischief. They prey on people, as you know, often by stirring up their own karmic vulnerability to resurface prior life experiences to agonize over, when a person suffered greatly. And the spirits will tell the person those times are back, they will go through a similar nightmare, and this is done to torment the victim and ramp up their need for energy that the spirits can siphon more for themselves. So by tormenting their victim, they obtain a selfish objective. So clearing the spirits will be a big, big, help for her in removing inner resistance, to have freedom of action. The program of fear is telling her anything she does will be a mistake and her only recourse is to hide out. And that, of course, is a prescription for creating new problems, because then she will be neglecting her life, which will be unproductive and cause further trouble. The spirits know this. They are old hands at throwing a wrench in the works to get people sidelined through inefficiency, and being so hampered by their own emotional intensity working against them, and this will worsen the life and increase the energy demands.